The prices for property have been increasing for the past few years. With so many available schemes out there to help the nation to buy a house, it is no longer just a dream to have a house on your own. The schemes available have been really helpful, especially for young working adults. There are many available schemes for you to choose from, such as the Skim Rumah Pertamaku, RUMAWIP, MyHome, PPA1M, and Rumah Selangorku. This article will guide you through the steps to applying for the PR1MA scheme. 1. Eligibility First of all, you must be a citizen of Malaysia. Single or married couples must age 21 years and above to be eligible for this scheme. Your individual or combined household income should be between RM2,500.00 to RM15,000.00 per month. In addition, you shall not own more than 1 property between your spouse (if any) and you. 2. Registration If you are eligible, you can proceed to creating an account at www.pr1ma.my. Complete the registration and upload all the relevant documents. 3. Launch notification After the registration, you will be notified of any launch of PR1MA developments stated in your preferred locations. You will also be able to see the advertisement of launched projects in the media. 4. Application Then, you need to apply for developments that are open for application. The balloting process is not automatic. 5. Balloting The balloting process will be carried out for the applicants who have met all the requirements. 6.Unit selection An invitation for a unit selection session will be sent to you to choose your preferred unit. Unit selection is based on the availability of the house. 7. Financing There is a PR1MA HOPE Home Assistance Programme to offer financial solutions to those who need financial assistance. 8.Sale & Purchasing Agreement The Sale & Purchase Agreement will need signatures from both the developer and you, as the Purchaser of the Property. 9. Handover of vacant possession An issuance of the Certificate of Completion and Compliance will be issued to you upon the completion of the house. The developer will then officially hand over the property to you. Congratulations! You are now a proud owner of PR1MA Home. In conclusion, applying for the PR1MA scheme is not too difficult. Once you manage to get your application approved, you can start looking for ideas on how to renovate your house. There are many websites for you to refer to on how to renovate your house, such as Pinterest. If you have extra budget set aside for renovation, you can always engage with an interior designer to help you with your home design. Do bear in mind that hiring an interior designer will cost you more, but will definitely save you a lot of your time. Make sure you do not go overboard with renovation cost.
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